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New Consumer Guide and Scorecard Rates Covered California Health Plans on Coverage for Addiction Treatment
San Francisco, CA (December 19, 2014) - Under the Affordable Care Act (ACA), individuals can no longer be denied health insurance coverage for having a pre-existing condition like addiction. With the advent of this new health care legislation, the California Society of Addiction Medicine (CSAM) saw the opportunity to educate consumers shopping for healthcare plans about where to find the best addiction treatment coverage.
To achieve that end and to coincide with the current Covered California open enrollment period, CSAM has just released a report entitled “Consumer Guide and Scorecard for Health Insurance Coverage in California for Substance Use Disorders and Mental Health.” Reviewed by an expert panel of CSAM member physicians, the Guide and Scorecard rates the quality of and access to addiction care available through Covered California.
Utilizing the largest consumer tools available–the Covered California website, the 2014 bronze-level insurance plans from California providers, and searchable, online information including websites and drug formularies, CSAM reviewed 16 plans from 10 insurance companies. “By sharing what we know both about addiction treatment and have learned about current health care services in California, we hope to demystify addiction treatment and make the process of selecting an appropriate health insurance plan less daunting,” said David Kan, MD, a CSAM member and editor of the guide.
Although all Covered California plans now cover Substance Use Disorders (SUD) and there is some degree of standardization in pricing policies, the report identifies several areas such as methadone treatment and pharmacy benefits, where there are significant differences among plans. Additionally, the report notes that plans with both higher and lower scores have distinct areas of strengths.
In addition to the scorecard, the report covers basics such as what you need to know about addiction treatment, information on coverage costs, and how to learn more.
“This guide is intended to be a living document, which will be updated periodically to reflect policy changes. While this is not a substitute for personally reviewing plan coverage, we hope consumers will find this guide a helpful starting point before making this important choice,” stated Kerry Parker, Executive Director, CSAM.
Click HERE to download the Guide.
Copies of the Guide are available in packets of 20 for $10.00 ($0.50 per copy).
To order click on the add to cart button below.